How to Get Thousands of Dollars for College by Completing Your Paperwork Correctly and Other Tips
If you’re the parent of a student that is planning on attending a 4 year college next year or in the next few years, you do NOT need me to tell you how expensive college has gotten.
Costs have simply spiraled out of control.
A 4 year state university currently costs about $25,000-$35,000 a YEAR (if you include books, room and board, and other expenses).
And, if you’re looking to have a student attend a private school, Stanford is number 50 on the list of the most expensive colleges in America costing $74,750 a YEAR, while the University of Chicago is considered THE most expensive college today….at $81,531 a year.
That’s $326,124 for an undergraduate degree.
If you’re worried about affording this sort of expense, you’re NOT alone: CNBC did a recent study that found that the average American had enough money saved for ONE student in their family to attend college for
Yikes!
Worse still, CNN/Money recently reported that senior citizens are the fastest growing demographic that owe student debt, and they owe BILLIONS.
That’s right: some senior citizens are using their Social Security checks to pay off their student loans.
But, if you understand HOW financial and merit aid are distributed, then you can pay a FRACTION of what everyone else pays….no matter how much you make or have in the bank.
And my course will show you EXACTLY how to pay the least amount possible at your student’s number one college choice.
My name is Ron Caruthers, and if you’re not familiar with me, I’m considered to be one of the nation’s leading experts on planning and paying for college.
I didn’t say it, the media said it….and I’ve been quoted in prestigious magazines like Forbes, Fortune, The Wall Street Journal, and USA Today.
I’ve also been interviewed on every major network news station for my knowledge of the college planning process, AND how to save huge amounts of money on the process, no matter what your situation is.
More importantly, I’ve worked with over 5,000 families to help THEM pay the least amount for college allowable, and I’ve seen every situation imaginable.
AND I’ve sent my own kids to the University of Southern California, Northeastern University, and UC Berkeley for more or less the cost of their room and board, and in some cases, not even that.
Why is college such a passion for me?
Because I was my high school’s valedictorian and I did NOT go to college immediately (I went back later) because we had NO idea how the system worked, and my parents did NOT have the money.
(I later found out I could have gone for free…..)
Most parents don’t understand the system either….heck, most GUIDANCE COUNSELORS don’t understand how the system works….and the colleges LOVE that because they know parents will go deep into debt to afford college, so it really doesn’t matter to them.
BUT, if YOU know how the system works, you can save yourself from paying the fortune that your neighbors and kid’s friends’ parents will pay.
YOU can put that money that you would have paid to the college towards your own retirement, investments, or just enjoying the time they’re in school, rather than having to watch every penny like most families do.
In my 5 week course Get Thousands of Dollars for College, I’ll show you each step that you must complete to get top dollar for your son or daughter’s education.
Here is just SOME of what you’ll learn:
-How to send your student to a private or state university for LESS than the cost of a JC;
-The ONE mistake that 81% of all parents make and how to avoid it;
-What to do with your assets like rental real estate, businesses, and investments so they are NOT counted against you in the formula. (This is 100% legal AND ethical, but you have to plan ahead);
-The three questions you MUST research and get answers to BEFORE applying to any schools….this will save you THOUSANDS of dollars down the road;
-How AND WHEN to turn in your paperwork correctly to maximize the amount of free money you receive, and the 3 most common errors parents make that cost them big money….as well as how to avoid them;
-The exact questions to ask to get more gift (free money) aid from a college;
-How to write off ALL of the cost of college if you own a business;
And much, much more.
Using the exact strategies that I’ll show you in this course, I’ve helped families get MILLIONS of dollars of free financial aid that they NEVER had to pay back.
And I’ve helped families in every situation you can imagine: from families that make 7 figures to single moms working 2 jobs to make ends meet….from real estate investors worth over $20 million to families with no money in their bank accounts after the bills are paid.
And if you know this system, YOU will save money too.
I’m putting every bit of knowledge that I’ve learned over the last 28 years advising families successfully into this course so you can have every advantage possible,
And I’m doing it for a FRACTION of what I would charge to work with you individually.
If you hire me to do this for you, I charge between $4,000 and $5,000 PER STUDENT.
And I’m worth every penny because I deliver results.
However, as a marketing test and a way of helping as many families as possible, I am offering this course for a 96% discount off of what I normally charge.
That’s right: a 96% discount, so your tuition for the course is only $197.
WHY AM I DOING THIS?
First off, because I have more people wanting to work with me than I can possibly ever get to, and I don’t want people being left out, because overpaying for college is DEVASTATING to your family’s finances.
Further, I am ALSO considered one of the nation’s top financial advisors, and managing your money efficiently and retiring successfully in today’s economy are just as challenging as getting your kids through college without going broke, so I’m teaching this course at a RIDICULOUSLY cheap price as a way of putting my best foot forward, so to speak, so you can see my work first hand…and maybe work with me and my team on other areas of your finances in the future.
So, that’s why I’m making this incredible, limited-time offer.
Seriously, there are college textbooks for ONE class that cost more than what I’m charging for this entire course.
Now, here is how the course works:
I will be teaching this every Monday in November, from 6 to 7:30pm Pacific.
Each class will be recorded AND transcribed, so if you have to miss a class, (or it’s past your bedtime) you do NOT have to worry.
You also will have this information to review because each class will be dense with valuable, usable information.
Here is what you will learn each week:
-Monday, November 2nd:
I will explain the basics of financial aid and how to calculate your Expected Family Contribution AND exactly how it is used. We will also explain how to lower it to least amount legally possible, no matter what your situation is. I will also show you the differences between what colleges offer, and the 3 questions you MUST know the answers to before you apply. We will also discuss 529 plans: how they can hurt you more than they can help you, and what to do if you have one.
-Monday, November 9th:
THIS was supposed to be the original class, which will focus on EXACTLY how to fill out the FAFSA, and how to avoid the most common mistakes that parents make when completing this form. We’ll also discuss how to complete the CSS Profile, which is a different form with it’s own set of rules that many private universities require.
Further, I’ll show you EXACTLY how to tell if your form was received, and what to do if you are applying to more schools than the form will let you add.
I’ll also discuss specific applications like what to do if you’re divorced, separated, never married of have any other unique challenges.
THIS class alone will save you thousands of dollars since 81% of the FAFSAs go in with one OR more critical errors that cost you money.
However, in putting this together, I realized that this wouldn’t be complete if I JUST talked about the FAFSA without giving you the other information as well.
-Monday, November 16th:
I’ll go over the most common ways of paying for college, especially if you have more than one child. We’ll discuss each type of loan, and when it makes sense to use current assets versus paying from your income versus borrowing either from your own assets or the Federal government.
If there was one of the classes that will give you a massive amount of peace of mind, this is it.
You should walk away from this class knowing EXACTLY how you’re going to pay your share in a way that does NOT compromise your retirement or your current standard of living.
Again, this step is where I get the most bottles of wine from clients a year or so later: because THIS is where it all starts to come together.
-Monday, November 23rd:
We’ll discuss when you should receive your acceptances and awards; what to do if you don’t get into your top choices AND how to successfully appeal your award letters.
Yes, you CAN get substantially more money for college than what you’re originally offered, and that money comes as FREE money that does NOT have to be paid back.
I’ll show you PRECISELY when and how to appeal your award letter, and I’ll give you the templates I use with my clients for reaching out to the schools.
-Monday, November 30th:
Wrap up, tax credits and benefits for having a student in college. PLUS, how to write off ALL of the cost of your student’s tuition LEGALLY IF you own a business and make over $160,000 a year.
Seriously, not one in 1000 accountants knows how to do this because it is NOT taught in CPA school. I know, because I teach it every year to a select group of tax professionals, and they ALL tell me they have never heard of this before.
See anything you need covered that I didn’t list here? NO problem. Not only will each session allow time for questions and answers, after November, I will host a monthly Q&A session on the first Monday of the month, so you can get your questions answered in real time.
Can’t make a session? No worries. Like I mentioned, EVERY class will be recorded and transcribed for you to review or take if you missed.
What if you’ve already FILED your FAFSA? No worries, if you have a student already in college or you’ve filed this for a student that will go next fall, we’ll show you in Class #2 how to check your work for accuracy AND how to fix it if it’s wrong.
Remember, 81% of the forms go in with one or more critical errors, so you WILL want to attend, even if you’ve already filed.
I’m also including several bonuses for you as well:
BONUS #1 A $47 value.
First, you’ll get a class I taught on How to Write the Perfect Essay. This class is about 30 minutes long and will show you everything that your English teacher won’t about writing an essay that stands out from the others.
I spent a lot of years interviewing admissions officers to find out JUST what they’re looking for in an essay, and it is a LOT different than what your English teacher might be telling you.
This class will break down how to write a killer essay and gives practical tips on how to write quickly as well.
BONUS #2 A $297 value
One of THE biggest ways of controlling your college costs, in addition to getting as much aid as possible, is to make sure you student graduates in 4 years.
How do you do that, when the average student takes 5 ½ to 6 years to graduate?
By making sure that they know WHY they’re going to college in the first place.
And how do you do THAT? By using a career planning system to make sure that they narrow down their options BEFORE they head to college.
SERIOUSLY: NOTHING will better prepare them for success in their adult life like using this information to make sure they know WHY they’re going to college in the first place.
Over the last 28 years, I’ve developed one of THE best methods for figuring out how to select your majors so they lead to careers that your student will not only enjoy, but will pay them well.
As an additional bonus, I’m giving you individual access for your student to this same software for 12 months AND they’ll have a video showing them exactly how to use it successfully. You will get it for ONE student, but we can add additional students if you like for a modest fee.
*You will get immediate access to the other bonuses, but we have to set up individual access for each of these accounts, so you will get your access set up on the first business day after you enroll in the program.
BONUS #3 A $147 value:
Online SAT and ACT prep. If your student is a senior right now, then this likely won’t benefit them. BUT, if you have a younger student, this is some of the best software on the market to not only help raise their grades, but their SAT and ACT scores as well.
Yes, you’ve heard that schools are trying to get rid of them, but one of the biggest problems is that the colleges depend on them because so many high schools inflate grades.
AND, what you may NOT have heard is that these standardized test scores are usually 100% of what a university looks at when determining whether to give merit aid or not.
That’s right: SAT and ACT scores are often ALL (!!!!) that a school looks at when determining whether to offer a merit scholarship or not.
And merit scholarships can be worth up to $25,000 a YEAR at some schools, so it pays to do well here.
This software is excellent because it has 15 minute lessons with quizzes which are MUCH more effective than sending your student to an online 90 minute or 2 hour class, and it is much cheaper than hiring a private tutor.
The sweet spot for dramatically improving your SAT or ACT scores is 25 hours of focused study. This software includes 30 hours for each, PLUS timed practice exams that simulate actually taking the test.
One student raised her science ACT score from a 26 to a 36 using JUST this software for about 9 hours of study time….which, of course, helped her not only get in to her top school, but get money as well.
You will get 12 months of access to this software as well, and can extend your study period beyond 12 months for a modest fee.
Again, you may not need this, but I’m including it for free just in case.
Bonus #4 A $97 dollar value
My guide on what to do if you're waitlisted from your top college choice.
It happens occasionally that you don't get directly in to your top choice university, so in this guide I will give you the specific steps to move yourself to the very top of the waitlist.
While there is no guarantee that a school will go to the waitlist, if they do, you're all but guaranteed a spot.
Also, I show you exactly what to do if you don't get accepted to ANY of your schools. This is really, really rare, but it happens once or twice a decade in our office....always because the student didn't listen to us about their school choices...but even when they don't listen the first time, we're able to quickly place them at an excellent school using the information in this bonus.
MY 100% take-it-to-the-bank guarantee
I am SO confident of the value of what I’m offering that I know you’re going to be thrilled, and this will be one of THE best financial decisions you’ve ever made, that I will give you a 100% money back guarantee.
You have 365 days to review all the materials, participate in the classes, read the handouts, use the bonuses……literally try EVERYTHING….and if you’re not satisfied, I’ll refund the entire cost of the course.
That’s right, at ANY time during those 12 months, if you sincerely feel I fell short in any way on delivering everything I promised, I’ll be happy to give you a complete refund, even if it’s on the last day of month 12.
So, if you have a student that is planning on attending college either next year or in the next few years, I strongly encourage you to click the I WANT IN button now.
I have no intention of EVER offering my knowledge (or these bonuses) this inexpensively again.
Call it the COVID-19 discount if you want, but this IS a limited time offer, not only because forms will be due in the next few weeks or months, but because I will never offer it at this steep of a discount again.
Remember, I’m basically giving you what I normally charge $4,000-$5,000 a student for $197.
And since college can cost from $100,000 to $326,124 per student, you owe it to yourself and your family to sign up now so you can save a huge portion of that money.
You’re much better off paying wholesale for college than retail….and if you feel bad about the grants you get, you can always donate money to them later if you feel like (and you’ll get a tax deduction for doing so!)
I’m putting 27 years of experience into this course, so you don’t want to miss out.
Click now to get started
One final warning: College debt is currently about $1.7 TRILLION dollars in our country, which is MUCH higher than all of the credit card debt in American COMBINED.
The schools make borrowing the entire thing easy and painless, BUT….for every year that you borrow, you have to make payments for 10 years.
We do NOT want you in that situation for the entire amount.
There really IS a better way to plan and pay for college, and my classes will show you exactly how.
Click I want this! now to get started.
Sincerely,
Ron Caruthers
PS. If you skip to the PS section like I do, here is what I’m offering: a 5 week course to walk you through every step of getting money for college, and paying the least amount legally possible. PLUS you’ll get recordings, transcripts of the classes, and several hundred dollars in benefits.
All for only $197, which is a FRACTION of what I normally charge to work with a family individually.
If you have a kid going to college, you do NOT want to miss this information.